:root{--bg:#eef6f5;--card:#fff;--ink:#0f172a;--muted:#5b6b7b;--line:#d3e5e2;--brand:#0b4a46;--deep:#06302d;--accent:#0f766e;--glow:#2cf5da;--soft:#c9f1ec;--radius:16px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:var(--accent)}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}

/* header */
.top{background:var(--deep);position:sticky;top:0;z-index:20;box-shadow:0 2px 14px rgba(0,0,0,.18)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:18px;padding-top:10px;padding-bottom:10px}
.brand{display:block;text-decoration:none;line-height:1.2}
.brand .firm{display:block;font-size:1.3rem;font-weight:800;letter-spacing:.9px;color:var(--glow);text-shadow:0 0 12px rgba(44,245,218,.45)}
.brand .owner{display:block;font-size:.88rem;font-weight:700;letter-spacing:1.3px;color:#fff}
.brand .amfi{display:block;font-size:.8rem;font-weight:700;letter-spacing:.4px;color:#fff;margin-top:2px}
.brand .arn{display:block;font-size:.8rem;font-weight:600;color:var(--soft);margin-top:1px}
.btn{display:inline-block;text-decoration:none;font-weight:700;border-radius:999px;padding:11px 24px;font-size:.95rem;letter-spacing:.3px;transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn.glow{background:var(--glow);color:#032f2b;box-shadow:0 0 0 0 rgba(44,245,218,.5)}
.btn.glow:hover{box-shadow:0 6px 22px rgba(44,245,218,.45)}
.btn.line{border:1.5px solid rgba(255,255,255,.55);color:#fff}
.btn.line:hover{background:rgba(255,255,255,.1)}
.btn.dark{background:var(--brand);color:#fff}
.btn.dark:hover{background:var(--accent)}

/* hero */
.hero{background:radial-gradient(900px 420px at 85% -10%,rgba(44,245,218,.28),transparent 60%),linear-gradient(135deg,#06302d 0%,#0b4a46 48%,#0f766e 100%);color:#fff;padding:78px 0 86px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;bottom:-160px;width:460px;height:460px;border-radius:50%;border:1px solid rgba(44,245,218,.25);box-shadow:0 0 0 60px rgba(44,245,218,.05),0 0 0 120px rgba(44,245,218,.04)}
.kick{font-size:.8rem;font-weight:700;letter-spacing:2.4px;color:var(--soft);margin:0 0 18px}
.tagline{margin:0;font-size:clamp(1.7rem,4.2vw,3rem);font-weight:800;line-height:1.18;letter-spacing:1.6px;text-transform:uppercase;max-width:880px;color:#fff}
.tagline em{font-style:normal;color:var(--glow);text-shadow:0 0 18px rgba(44,245,218,.45)}
.hero .cta{margin-top:34px;display:flex;gap:14px;flex-wrap:wrap;position:relative;z-index:1}
.hero .who{margin:26px 0 0;color:var(--soft);font-size:.95rem;letter-spacing:.4px}

/* sections */
section.block{padding:64px 0}
section.block.alt{background:#fff}
.eyebrow{font-size:.78rem;font-weight:800;letter-spacing:2.2px;color:var(--accent);margin:0 0 10px}
h2{font-size:clamp(1.5rem,3vw,2.15rem);line-height:1.2;margin:0 0 18px;color:var(--deep);letter-spacing:.2px}
h3{font-size:1.1rem;margin:0 0 6px;color:var(--deep)}
.lead{font-size:1.12rem;color:#26384a;max-width:860px}
.about{display:grid;grid-template-columns:1.15fr .85fr;gap:38px;align-items:start}
.facts{display:grid;gap:14px}
.fact{background:linear-gradient(135deg,#0b4a46,#0f766e);color:#fff;border-radius:var(--radius);padding:20px 22px}
.fact b{display:block;font-size:2rem;line-height:1.1;color:var(--glow);letter-spacing:.5px}
.fact span{font-size:.95rem;color:var(--soft)}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:30px}
.tile{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px 20px;box-shadow:0 6px 20px rgba(11,74,70,.06)}
.tile i{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--brand);color:var(--glow);font-style:normal;font-weight:800;margin-bottom:12px}
.tile p{margin:0;font-size:.97rem;color:var(--muted)}
.note{margin-top:26px;padding:16px 20px;border-left:4px solid var(--glow);background:#e3f6f3;border-radius:0 12px 12px 0;color:#1d4a45;font-size:.98rem;max-width:900px}
.login-band{background:linear-gradient(120deg,#0b4a46,#0f766e);color:#fff;border-radius:22px;padding:34px 36px;display:flex;align-items:center;justify-content:space-between;gap:22px;flex-wrap:wrap}
.login-band h2{color:#fff;margin:0 0 6px}.login-band p{margin:0;color:var(--soft);max-width:640px}
.contact{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;max-width:760px}
.cbox{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px}
.cbox small{display:block;font-size:.72rem;font-weight:800;letter-spacing:1.6px;color:var(--accent);margin-bottom:4px}
.cbox a{font-size:1.15rem;font-weight:700;color:var(--deep);text-decoration:none;word-break:break-all}
.cbox a:hover{color:var(--accent)}

/* inner pages */
.pagehead{background:linear-gradient(135deg,#06302d,#0b4a46 60%,#0f766e);color:#fff;padding:46px 0 40px}
.pagehead h1{margin:0;font-size:clamp(1.6rem,3.4vw,2.4rem);letter-spacing:1.2px;text-transform:uppercase}
.pagehead p{margin:8px 0 0;color:var(--soft)}
.doc{padding:44px 0 64px}
.doc .card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px 30px;margin-bottom:22px;box-shadow:0 6px 20px rgba(11,74,70,.05)}
.doc h2{font-size:1.3rem;margin:0 0 10px}
.doc p{margin:0 0 12px}.doc p:last-child{margin-bottom:0}
.doc ul{margin:0;padding-left:20px}.doc li{margin:6px 0}
.valid{display:inline-block;background:var(--brand);color:#fff;border-radius:12px;padding:12px 20px;font-weight:700;letter-spacing:.4px}
.valid small{display:block;font-weight:600;font-size:.72rem;letter-spacing:1.5px;color:var(--glow)}
.tbl{width:100%;border-collapse:separate;border-spacing:0;margin-top:6px;border:1px solid var(--line);border-radius:12px;overflow:hidden;font-size:.98rem}
.tbl th{background:var(--brand);color:#fff;text-align:left;padding:12px 14px;font-size:.78rem;letter-spacing:1px;text-transform:uppercase}
.tbl td{padding:13px 14px;border-top:1px solid var(--line);background:#fff}
.tbl tr:nth-child(even) td{background:#f4faf9}
.tbl td:first-child,.tbl th:first-child{width:64px;text-align:center}
.tbl .rate{font-weight:700;color:var(--deep);white-space:nowrap}

/* footer */
footer{background:var(--deep);color:#b7e5df;padding:34px 0 40px;font-size:.92rem}
.tabs{display:flex;flex-wrap:wrap;gap:6px 0;margin:0 0 20px;padding:0 0 18px;border-bottom:1px solid rgba(255,255,255,.14)}
.tabs a{color:#fff;text-decoration:none;font-weight:700;letter-spacing:1px;font-size:.82rem;padding:6px 18px;border-left:1px solid rgba(255,255,255,.28)}
.tabs a:first-child{border-left:0;padding-left:0}
.tabs a:hover,.tabs a.on{color:var(--glow)}
footer p{margin:0 0 8px;max-width:980px}
footer .risk{color:#fff;font-weight:600}
footer small{display:block;color:#7fb7ae;margin-top:12px}

@media(max-width:860px){.about{grid-template-columns:1fr}.grid4{grid-template-columns:repeat(2,1fr)}.contact{grid-template-columns:1fr}}
@media(max-width:560px){body{font-size:16px}.bar{flex-wrap:wrap}.grid4{grid-template-columns:1fr}.hero{padding:54px 0 60px}.login-band{padding:26px 22px}.doc .card{padding:22px 18px}.tabs a{border-left:0;padding:6px 14px 6px 0}.tbl{font-size:.9rem}.tbl th,.tbl td{padding:10px 9px}.tbl td:first-child,.tbl th:first-child{width:40px}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
footer a.lk{color:#fff;font-weight:600}
@media(max-width:640px){
.tbl,.tbl tbody,.tbl tr,.tbl td{display:block;width:100%}
.tbl{border:0;margin-top:10px}.tbl thead{display:none}
.tbl tr{border:1px solid var(--line);border-radius:12px;margin-bottom:12px;overflow:hidden;background:#fff}
.tbl td,.tbl td:first-child{width:auto;text-align:left;border-top:1px solid var(--line);padding:9px 14px;display:flex;gap:12px;justify-content:space-between;background:#fff!important}
.tbl td:first-child{border-top:0;background:var(--brand)!important;color:#fff}
.tbl td:first-child:before{color:var(--glow)}
.tbl td:before{content:attr(data-l);font-size:.7rem;font-weight:800;letter-spacing:1px;text-transform:uppercase;color:var(--accent);flex:0 0 42%}
.tbl td:last-child{text-align:right}.tbl td>*,.tbl td{word-break:normal}
}
@media(max-width:640px){.tbl td:last-child{text-align:left}}
/* v2: slim header, about/contact pages, images, AMC list, footer identity */
.bar{padding-top:8px;padding-bottom:8px}.mark{display:block;line-height:0}.mark img{border-radius:10px}
.topnav{display:flex;align-items:center;gap:22px}
.tlink{color:#fff;text-decoration:none;font-weight:700;letter-spacing:1px;font-size:.88rem;text-transform:uppercase;padding:6px 2px;border-bottom:2px solid transparent}
.tlink:hover,.tlink.on{color:var(--glow);border-bottom-color:var(--glow)}
.hero{padding:96px 0 104px}
.pics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:26px}
.pic{margin:0;border-radius:20px;overflow:hidden;box-shadow:0 14px 40px rgba(6,48,45,.22);background:#cfe8e4}
.pic img{display:block;width:100%;height:auto}
.doc .about{display:grid;grid-template-columns:1.15fr .85fr;gap:32px;align-items:start}
.doc .grid4{margin-top:4px}.doc .note{max-width:none}
.doc .contact{max-width:none;margin-bottom:22px}
.amcs{list-style:none;padding:0!important;margin:12px 0 14px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.amcs li{margin:0!important;padding:10px 14px;background:#f4faf9;border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:10px;font-weight:600;font-size:.88rem;letter-spacing:.3px;color:var(--deep)}
.idblock{margin:0 0 22px;padding-bottom:20px;border-bottom:1px solid rgba(255,255,255,.14)}
.idblock p{margin:0 0 4px}
.fname{font-size:1.25rem;font-weight:800;letter-spacing:1.4px;color:#fff}
.ftag{font-size:.9rem;font-weight:700;color:var(--soft)}
.farn{font-size:.88rem;color:var(--soft)}
.fslogan{margin-top:10px!important;font-size:.82rem;font-weight:800;letter-spacing:1.6px;color:var(--glow);text-shadow:0 0 10px rgba(44,245,218,.35)}
.fcontact{margin-top:12px!important}
@media(max-width:860px){.pics,.doc .about{grid-template-columns:1fr}.amcs{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:560px){.amcs{grid-template-columns:1fr}.hero{padding:60px 0 64px}.topnav{gap:14px}.tlink{font-size:.8rem}.fslogan{letter-spacing:1px}}
/* v2 fixes: pill tabs wrap cleanly, spacing under the AMC grid */
.doc .amcs{margin:14px 0 18px;padding:0}
.tabs{gap:10px 10px}
.tabs a,.tabs a:first-child{border:1px solid rgba(255,255,255,.3);border-radius:999px;padding:7px 16px;font-size:.78rem}
.tabs a:hover,.tabs a.on{border-color:var(--glow)}
.homebtn{display:inline-flex;align-items:center;gap:8px;color:#fff;text-decoration:none;font-weight:600;padding:8px 12px;border-radius:10px}
.homebtn:hover{background:rgba(255,255,255,.14)}

/* v3: centred footer, tabs on one row */
footer .wrap{text-align:center}
.idblock,.fname,.ftag,.farn,.fslogan,.fcontact{text-align:center}
footer p{margin-left:auto;margin-right:auto}
.tabs{justify-content:center;flex-wrap:wrap;gap:10px 8px}
.tabs a,.tabs a:first-child{padding:7px 13px;font-size:.72rem;letter-spacing:.6px;white-space:nowrap}
footer .risk{max-width:900px;text-align:center}
footer small{text-align:center}
@media(min-width:1000px){.tabs{flex-wrap:nowrap}}
@media(max-width:560px){.tabs a,.tabs a:first-child{border:1px solid rgba(255,255,255,.3);padding:7px 13px}}
.idblock p{margin-left:auto;margin-right:auto;max-width:none}